Lifestyle Uncategorized

So Your Debit Card Was Stolen

Happy Tuesday and welcome back to Kate the (Almost) Great, friends. If you follow me on Twitter – why don’t you? It’s here – then you know why I’ve been absent since Saturday. There was a death in my family, my grades were due, and the next quarter started at school. A little bit of stress like that means no posts scheduled for the usual 8AM. 
And then another piece of stress got added to the list. You might have guessed it from the title. I checked my debit card account this morning and there were two purchases over $250 that I didn’t make to Sears, where I’ve never bought anything.
Awesome. Cool. Fan-flippin-tastic. 

The good thing is that it is so blatantly obvious that it was stolen. I didn’t make two purchases of $257.13 and I have never bought anything from Sears.com ever. 
Personally, I think debit card is worse than credit card. Credit card is awful, but a debit card takes your money instantly. For example, I get paid every 2 weeks. If this was the week that I didn’t get paid, I wouldn’t be able to pay my rent, because that’s due soon. 
Here is what you should do when your debit card gets stolen.
1. Yell and get mad.
2. Identify what purchases you didn’t make. 
3. Gather your account info and call the bank. 
4. Cancel the card and go through the process of disputing the transactions in question. AKA prevent whoever has your card from making new purchases and get your money back.
NO you can’t have my money
5. Sulk a little over the annoying person who stole your money. But be happy because you’ll have your money back soon. Maybe blog about it. 

 photo ScreenShot2013-06-12at83901AM_zpsfbca4448.png

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5 Comments

  • Reply Miranda

    Oh no! That so annoying! This happened to my roommate a while back…it's such a pain. However, your sense of humor has made for a funny post. 🙂 Hope everything gets worked out!

    October 22, 2013 at 8:50 pm
  • Reply Jackie

    I had someone make a very large purchase (like $1200) on a website with my debit card. it was not pretty. I got the money back in 5 business days from the vendor but it was a big ole pain in the butt and I felt super violated.

    October 22, 2013 at 9:44 pm
  • Reply Emily

    BUMMER! Hope they get caught and that you truly get all of your money back.

    October 23, 2013 at 1:44 am
  • Reply eHa

    I am so sorry that that happened to you! This happened to me a couple of years ago but the person who stole my card number just made a bunch of smallish purchases (at a dollar store, a gas station, and a Suds n Dogs in Decatur, IL) and the bank was really nice about it but I couldn't use my debit card at all for weeks because they had overdrawn the account. Thank goodness I had a credit card and my then fiancé could help out buying things. Now, we have several accounts scattered all over so that if this happens again it won't be such a big inconvenience.

    Something weird with Sears.com happened with my credit card too. Someone bought something from Sears.com and supposedly had it shipped to me. I hadn't ordered anything from Sears. My husband hadn't taken my credit card and bought something from Sears. So I called the credit card company and they were nice about it and helped me call Sears to see what was going on. Sears was not helpful and could not tell us anything other than that it was being shipped to my address. No package ever arrived. I still not idea how that happened.

    October 23, 2013 at 11:07 am
  • Reply Elle Vee

    That's so frustrating!!!

    October 25, 2013 at 4:27 am
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