Happy Tuesday and welcome back to Kate the (Almost) Great, friends. If you follow me on Twitter – why don’t you? It’s here – then you know why I’ve been absent since Saturday. There was a death in my family, my grades were due, and the next quarter started at school. A little bit of stress like that means no posts scheduled for the usual 8AM.
And then another piece of stress got added to the list. You might have guessed it from the title. I checked my debit card account this morning and there were two purchases over $250 that I didn’t make to Sears, where I’ve never bought anything.
Awesome. Cool. Fan-flippin-tastic.
The good thing is that it is so blatantly obvious that it was stolen. I didn’t make two purchases of $257.13 and I have never bought anything from Sears.com ever.
Personally, I think debit card is worse than credit card. Credit card is awful, but a debit card takes your money instantly. For example, I get paid every 2 weeks. If this was the week that I didn’t get paid, I wouldn’t be able to pay my rent, because that’s due soon.
Here is what you should do when your debit card gets stolen.
1. Yell and get mad.
2. Identify what purchases you didn’t make.
3. Gather your account info and call the bank.
4. Cancel the card and go through the process of disputing the transactions in question. AKA prevent whoever has your card from making new purchases and get your money back.
|NO you can’t have my money|
5. Sulk a little over the annoying person who stole your money. But be happy because you’ll have your money back soon. Maybe blog about it.